The right financial partner can have an enormous impact on the success of a project. We offer a variety of loans based on the ARV (after repair value) as well as cash-out refinancing. This gives you confidence you need to not only get the best rate and terms, but the right deal to make your dreams come to life.

FREE GUIDE to Choosing the Right Renovation Financing

Anything is possible with a renovation loan

When does a Renovation Loan make sense?

If you are making substantial repairs to your home that will add significant value, then a renovation loan will open up options that are not generally available with standard cash-out refinancing. Because they are based on the ARV (after repair value) these programs are possible - even if you do not have a lot of equity in your home.

Purchase a fixer-upper

Have you dreamed of creating wealth by purchasing a fixer-upper and rehabbing it for sale or rent? Renovation loans offer some of the most competitive terms. Don't let your hard-earned sweat equity get eaten up by hard money sharks! Call us first.

Build a secondary unit

Granny flat, in-law unit, guest house, or pool house are all names for one of the hottest trends in real estate! Create an extra stream of rental income right in your backyard, or just keep it for visiting guests.

Increase the value of your home

Adding more square footage can substantially increase the value of your home. Building an extra bathroom can make your home worth thousands more. Modernize your kitchen. All of these can have a dramatic effect on the value of your home.

Maintain your tax basis

If you have owned your home for a long time, you may save on property taxes by improving the property, rather than selling it and buying another.

Make needed repairs

Need a new roof? Want to add solar panels? Maybe you want to modernize your kitchen or add a new pool? We have financing options that can help.


Compare FHA 203K to FNMA Homestyle with this FREE guide to renovation loans.


FHA 203K

FNMA Homestyle

House Painting
Villa Pool

Cash-out Refinance

One quote. Many options.

Our process

First, we start with a free consultation where we discuss your goals and desired outcome. We'll discuss your project, timelines, and financial needs taking into account your credit and income situation. If it makes sense, we'll put together a custom quote, outlining your options. You can schedule the call now, or download our Free Guide to Renovation Loans for a quick overview of how the different programs work.

(888) 659-0033

©2020 by Freedomstar Financial, Inc. 

 All Rights Reserved. We are not affiliated with any government agencies, including the VA, FHA, or HUD.   CA - Loans will be made or arranged pursuant to Bureau of Real Estate License #01984665; CO Mortgage Company Registration 100054512, Regulated by the Division of Real Estate; Florida MBR License #2065. GA Residential Mortgage Licensee; Mortgage Lender License #70335. Regulated by the Bureau of Financial Institutions, Virginia Mortgage Lender License and Mortgage Broker License #MC-7043.  Click on these links to access our Privacy Policy. Licenses, and NMLS Consumer Access - NMLS #1439059. This offer is intended for residents of CA, CO, FL, GA, TX, and VA only.

Freedomstar Financial, Inc. | 111 Deerwood Drive, Ste 200 | San Ramon, CA | 94583
518 N. Chelton, Ste 200 | Colorado Springs, CO | 80909

*Product offered is a loan and lender will place a lien on subject property. Borrower is responsible for paying property taxes, homeowner's insurance and home maintenance. Loan is subject to foreclosure for failure to pay taxes and insurance to maintain the property and to comply with loan terms. Loan Officers' primary objective is to provide a loan to the consumer. Individuals portrayed in photography are not actual borrowers.