Conventional Application 

4

Step Process
Simple

Thank you for choosing Freedomstar Financial to assist with the refinancing of your loan.

To proceed, we will need you to complete the following steps:

Gather Documents

Please gather the following items for your initial submission.

Previous Closing Disclosure

1

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Drivers License and Social Security Cards

For borrower and any co-borrowers. If you can not find your social security cards, write clearly on the interest rate lock disclosure.

Homeowners Insurance Declarations Page
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Current Mortgage Statement
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Two Most Recent Paystubs
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2 Years of W-2 Forms
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2 Years of Tax Returns (Only If Self Employed)
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PLEASE NOTE IF YOU HAVE ONE OF THE FOLLOWING:
  • Home Equity Line of Credit or Second Mortgage - Please send in Mortgage Statement and Promissory Note.
  • Solar Panel Financing - Please send in the Financing Agreement.
  • Solar Panel Lease - Please send in the Lease Agreement.
Download and Sign Borrower Authorization, 
Interest Rate Lock Disclosure and Credit Card Auth
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To download click here.

Note: The credit card authorization is for ordering appraisal. We will notify you first of the exact amount before ordering.

Fill out Online Application and Upload Documents

2

Please go to our encrypted secure website to enter your pre-application

information and upload materials online at

https://www.freedomstarfinancial.com/loan-application

To JUST upload documents during your refinance

use the following link:

www.freedomstarfinancial.com/thank-you-page

Unfreeze Credit Scores
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3

For instructions on how to unfreeze credit click here.

If already unfrozen, please proceed to step 4.

Recommended (Not Required): To avoid credit bureaus selling your info to telemarketers click on the following link: www.optoutprescreen.com

4

Contact your Loan Officer
after you complete steps 1-3.
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And that's it!

We will start on your application as soon as possible!

If you have any questions, please feel free to contact us at any time during the process.

Thank you again for choosing Freedomstar Financial!