Dallas–Fort Worth Mortgage Rates & Home Loans
Freedomstar Financial offers competitive mortgage rates on conventional, FHA, VA, and jumbo home loans in Dallas–Fort Worth, Texas (License #152318). Dallas and Tarrant Counties use the 2026 baseline conforming loan limit of $832,750 for a one-unit home, as all Texas counties do. Loans above that amount are financed as jumbo loans.
The Dallas–Fort Worth metroplex is one of the fastest-growing regions in the country, with corporate relocations and population growth driving broad demand across every major loan type.
Today's Dallas–Fort Worth Mortgage Rates
Live best-execution Texas rates from our lender network — as of August 10, 2026 at 8:13 AM PDT.
Conventional 30-Yr Fixed
6.125%
APR 6.227%
FHA 30-Yr Fixed
5.625%
APR 5.758%
VA 30-Yr Fixed
5.625%
APR 5.783%
Jumbo 30-Yr Fixed
6.375%
APR 6.499%
Rates subject to change. See Rate Assumptions.
Dallas–Fort Worth Home Loan Facts
Median Home Price
~$400,000
Curated Dallas–Fort Worth estimate.
2026 Conforming Limit
$832,750
Dallas & Tarrant Counties baseline reference.
County
Dallas & Tarrant Counties
Loan limits are set at the county level.
Loan Limits & Market
Dallas and Tarrant Counties use the 2026 baseline conforming loan limit of $832,750 for a one-unit home, as all Texas counties do. Loans above that amount are financed as jumbo loans.
Spanning Dallas, Fort Worth, Plano, Arlington, Frisco, and dozens of suburbs, DFW offers a wide range of price points. Conventional and FHA loans lead, with jumbo activity in higher-end suburbs.
Dallas–Fort Worth Highlights
- Baseline conforming limit of $832,750 (2026)
- One of the fastest-growing U.S. metros
- Broad demand across all loan types
- No state income tax in Texas
Property Taxes in Texas
Texas has no state income tax but relatively high property tax rates. A homestead exemption reduces taxable value on your primary residence and caps annual assessment increases.
Market facts last updated July 21, 2026.
First-Time Buyer Programs in Texas
TSAHC Home Sweet Texas
Down payment assistance and a first mortgage for eligible buyers, with a bonus option for veterans.
TDHCA My First Texas Home
Low-rate first mortgage plus down payment and closing-cost assistance for first-time buyers.
Program availability and terms are set by the administering agency and subject to change. Contact us to confirm current eligibility.
Licensed to Lend in Dallas–Fort Worth, Texas
Your Dallas–Fort Worth loans are handled by Ivan Hendren, NMLS #152318. Freedomstar Financial holds an active Texas mortgage license (#152318). See our full licensing & disclosures for details.
Meet Ivan HendrenDallas–Fort Worth Mortgage FAQ
What is the conforming loan limit in Dallas–Fort Worth for 2026?
Dallas and Tarrant Counties use the 2026 baseline conforming loan limit of $832,750 for a one-unit home. Amounts above that are financed as jumbo loans.
Why is demand so strong in DFW?
Corporate relocations and rapid population growth keep the Dallas–Fort Worth metroplex among the fastest-growing regions in the country, driving broad demand across conventional, FHA, VA, and jumbo loans.
Other Texas Markets
All of TexasAustin
Median ~$550,000
Tech-driven market with higher price points and jumbo activity.
Houston
Median ~$345,000
Large, diverse metro with strong purchase and refinance volume.
San Antonio
Median ~$300,000
“Military City USA” — exceptionally strong VA loan demand.
El Paso
Median ~$250,000
Highly affordable West Texas market with strong VA demand near Fort Bliss.
Corpus Christi
Median ~$290,000
Affordable Gulf Coast market with steady VA demand near naval installations.
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